Insurance

Insurance and labor law, computed automatically

Compute social, health and unemployment insurance at the right rates, withhold progressive PIT, and check 27 Labor Code 2019 rules right as you enter data.

Rifena UI · Sample data

Insurance

4 policies · 3 compulsory · 4 active

All4Compulsory3Voluntary1Other
PolicyTypeContributionStatus

DynamixJSC Care · Extended health

PVI Insurance · 40 employees

Voluntary450.000đ / monthActive

Compulsory social insurance

Vietnam Social Security · 101 employees

CompulsoryEmployer 17.5% · Employee 8% · Total 25.5%Active

Compulsory health insurance

Vietnam Social Security · 101 employees

CompulsoryEmployer 3% · Employee 1.5% · Total 4.5%Active

Compulsory unemployment insurance

Vietnam Social Security · 101 employees

CompulsoryEmployer 1% · Employee 1% · Total 2%Active

Highlights

Every insurance and legal obligation, handled in one flow

Statutory insurance, automatic

Social 25.5%, health 4.5%, unemployment 2% split automatically between employer and employee per regulation.

Progressive PIT

Withholds on progressive brackets, applying personal and per-dependent exemptions automatically each period.

27 Labor Code 2019 rules

Overtime limits, minimum leave, probation caps and regional wage parameterized from the 2019 Labor Code.

Validates as you type

Live preview checks each value the moment you enter it and flags violations before you save.

Due-payment schedule

Auto-generates a due schedule for every period and keeps full payment history per insurance package.

Flows into payroll

Insurance amounts feed payroll formulas through a LOOKUP function, with no manual re-entry needed.

Visual

Statutory filings: D02-TS · 05/QTT-TNCN · 01/PLI

Rifena UI · Sample data

Statutory reports

Figures come straight from approved payroll runs — no manual re-entry

All4BHXH2Tax1Labour1
Report typePeriodStatusReviewFiling
D02-TS

Social insurance participant list

June 2026SubmittedReview clean
05/QTT-TNCN

PIT finalisation

Year 2025ReceivedReview clean
01/PLI

Labour utilisation report

June 2026Draft2 warnings
D02-TS

Social insurance participant list

May 2026ReceivedReview clean

Upcoming deadlines

  • D02-TS · period 07/2026

    Due 25/08/202641 days left

  • 6-month labour report

    Due 05/08/202621 days left

Filing reminders reach accounting 7 days ahead.

In detail

Capabilities

Commercial and voluntary packages

Beyond statutory cover, add commercial or voluntary packages, each with its own contribution calculation.

Three contribution types

Contribute as a fixed amount, a percentage of salary, or a percentage of the insured asset value.

Assign per employee or group

Apply a package to one employee or a whole group, with inheritance so you configure once for many.

Exemptions and PIT relief

Auto-applies personal and dependent exemptions; requested exemptions move through a clear approval step.

Opt-in rules with modes

Each rule is enabled individually with a warning or block mode, matching how each business operates.

All statutory thresholds

12 annual leave days, 180 maternity, 3 for marriage or bereavement, 8 hours/day and 48 hours/week.

Ready for your business, today.